Attention homeowners in Milwaukie and Clackamas County: Get an Appraisal today!The top seven reasons why OR homeowners need Willamette Valley Appraisal Professionals:
Own a house in or near Milwaukie, OR and need help determining the value of it?
We at Willamette Valley Appraisal Professionals understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Willamette Valley Appraisal Professionals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Willamette Valley Appraisal Professionals is experts in helping people just like you get rid of unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other homes close to yours. This only means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Willamette Valley Appraisal Professionals is your strongest weapon. HELOC recently frozen?If your home is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Willamette Valley Appraisal Professionals can provide you with efficient appraisal to help you reinstate your home equity line of credit. Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? An appraiser from Willamette Valley Appraisal Professionals can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home. |