Real estate appraisal services for homeowners in the city of Milwaukie and Clackamas County

Check out the top 7 reasons why OR homeowners hire Willamette Valley Appraisal Professionals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a OR property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a OR divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in OR

Own a home in or near Milwaukie, OR and need help determining the value of it?
Contact Willamette Valley Appraisal Professionals.

At Willamette Valley Appraisal Professionals, we understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Willamette Valley Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Willamette Valley Appraisal Professionals, we're veterans in helping customers just like you abolish unneeded PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Willamette Valley Appraisal Professionals is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Willamette Valley Appraisal Professionals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.